Can I link a joint bank account to my trading account?
Yes. FYERS allows linking a joint bank account to your trading account, provided you are one of the named account holders. This maintains regulatory compliance while giving you flexibility in funding.
Eligibility to link a joint bank account
- You are listed as an account holder on the joint account.
- The joint account is verified and mapped to your FYERS profile.
- Only transfers from registered (linked) joint accounts are accepted.
Steps after transferring funds from a joint account
If you’ve already transferred funds via NEFT/RTGS/IMPS/UPI from a joint account, follow the steps below:
- The transaction reference or a screenshot of the debit, and
- Your FYERS client ID with confirmation that your name appears on the joint account.
- FYERS will verify the account ownership.
- Upon successful validation, your trading account balance will be updated. You’ll receive a ticket number by email to track the request.
To avoid delays, pre-verify your joint account by submitting a bank statement or passbook that shows both account holders’ names.
What if…
| Scenario | What you can do |
|---|
| My name isn’t on the joint account | You cannot link this bank account to your FYERS profile. |
| I transferred before linking the account | Email us the proof of the transaction and joint ownership. |
| I want to use the joint account regularly | Request to add it as a secondary bank account. |
Last updated: 20 Aug 2025
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