When will mutual fund units and purchase details be available in my FYERS account?

When Will Mutual Fund Units and Purchase Details Be Available in My FYERS Account?

When you place a mutual fund order on FYERS, your units and purchase details are not reflected immediately. The allocation process depends on factors like scheme type, payment method, cut-off timings, and settlement cycles handled by the AMC and the registrar.

Generally, mutual fund units are allotted on T+1 to T+3 working days, where T is the transaction day (based on payment confirmation, not just order time). The NAV applied to your investment depends on when the payment is credited to ICCL (Indian Clearing Corporation Limited), not the time you placed the order.

Purchase Timeline & Unit Visibility

DayActivity
T (Transaction day)Order is placed and payment initiated
T+1 to T+2Fund house processes the order and confirms the applicable NAV
T+2 to T+3Units are allotted and credited to your linked Demat account
T+3 (Latest)All details visible in FYERS Portfolio > Mutual Funds

You can track order status anytime from the Orders > Mutual Funds > Order History section.

NAV Application Based on Payment & Cut-Off Time

The NAV assigned to your mutual fund investment is based on the payment credit time, not the order time.

1. For Liquid Funds

  • Cut-off time for NAV: 12:30 PM (for UPI, direct net banking, NEFT/RTGS)

2. For Other Funds (Equity, Debt, Hybrid)

  • Cut-off time for NAV: 2:00 PM (for UPI, direct net banking, NEFT/RTGS)

3. For Redemptions

  • Orders placed before 3:00 PM → Same-day NAV
  • Orders placed after 3:00 PM → Next business day’s NAV

Note: Non-direct net banking payments are processed only after actual fund settlement, so NAV may shift to the next day.

Daily NAV Calculation & Updates

  • NAV is calculated at the end of market hours every working day
  • Updated after 9:00 PM on FYERS and AMFI
  • Based on the fund’s portfolio closing value minus liabilities

NAV fluctuations are normal and reflect underlying market changes. Checking NAV during the trading day won’t show final prices.

To ensure faster processing and same-day NAV, complete your payment before the applicable cut-off time using UPI or direct net banking. Avoid delays from non-direct or NEFT methods.

What If...

ScenarioOutcome
You placed an order after the cut-offYour transaction is processed on the next business day (T+1).
Your payment was delayedNAV will apply on the day ICCL receives funds; units won’t be allotted until then.
You redeemed after 3 PMThe next business day’s NAV will be used.
You can’t see units immediatelyWait until T+2 or T+3. Use Order History to track status.
Your order failedYou’ll be notified by FYERS via email and in-app alert.
You received a partial allotmentMay happen due to rounding or AMC-specific constraints.

Last updated: 15 Sep 2025