How Long Will It Take for Mutual Fund Units To Show Up in My FYERS Account?
Mutual fund units usually take 2 to 3 working days after your payment is realised to show up in your FYERS Demat account.
The exact timing depends on when your funds reach ICCL, the AMC/RTA’s processing cycle, and the payment method used.
Typical Timeline (Working Days)
| Day | What happens |
|---|
| T | Payment credited to ICCL (transaction day set). |
| T+1 to T+2 | AMC/RTA processes the order and allots units. |
| T+2 to T+3 | Units become visible in FYERS and are credited to your Demat account. |
Understanding “T Day”
In mutual funds, “T” (transaction day) is not the day you place the order—it is the day your funds are successfully credited to ICCL. Only after this does the AMC/RTA begin processing your order and allot units.
Once allotted, the units are credited to your CDSL Demat account and reflected in FYERS under: Portfolio → Holdings → Mutual funds
Use UPI or Net Banking (via direct settlement banks) for faster payment realisation. NEFT/RTGS and non-direct routes can delay settlement, which shifts your “T” day and pushes allotment further.
What If...
| Scenario | Outcome |
|---|
| You placed an order before cut-off but funds reached ICCL the next day | “T” shifts to the next working day; allotment and visibility are delayed accordingly. |
| Payment is delayed or rejected | Units will not be allotted until payment is realised. Rejected payments mean no allotment. |
| Order placed on a non-business day | Processing starts on the next working day. |
| You check immediately after investing | Wait T+2 to T+3 working days from “T” for units to appear. |
| Transaction failed | No allotment; you will receive in-app and email notifications. |
Last updated: 18 Sep 2025
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