What Is a Specialised Investment Fund (SIF) and How Is It Different From Mutual Funds?
Specialised Investment Funds (SIFs) are a separate investment category available under the Mutual Funds section.
On FYERS, SIF orders are one-time (lump sum) purchases paid from your registered bank account via NetBanking.
Key Differences
| Aspect | SIF | Mutual Funds |
|---|
| Where it appears in FYERS | Mutual Funds → SIF tab | Mutual Funds (main list) |
| Investment mode | One-time (lump sum) only | As offered by the scheme (e.g., one-time, SIP) |
| Minimum investment | ₹10 lakh (base minimum confirmed for SIF) | As per the scheme’s minimum (shown on the fund card) |
| Payment modes | Net Banking (choose your registered bank account) | UPI or Net Banking |
| Eligibility | HNI/accredited investors | Standard MF eligibility as per regulations; proceed if KYC-compliant |
| Allotment timeline | Typically 3–5 working days | As per the scheme/processing, follow the timeline shown after placing the order |
| Charges | Includes fund’s expense ratio and stamp duty. No extra platform or transaction fees by FYERS. | Includes fund’s expense ratio and stamp duty. FYERS doesn’t charge any platform or transaction fees. |
Last updated: 13 Nov 2025
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