Your withdrawal request may be declined due to reasons such as same-day fund additions, insufficient withdrawable balance, collateral or margin utilization, bank account discrepancies, trading activity after placing the request, or technical issues.
Before placing a withdrawal request, ensure that your Withdrawable Amount is sufficient and your registered bank account details are correct.
Funds added to your FYERS account on the same calendar day cannot be withdrawn immediately. This applies to funds transferred through UPI, Net Banking, Payment Gateway, IMPS, NEFT, and RTGS.
Although these funds are available for trading instantly, they become eligible for withdrawal only from the next trading day. If your withdrawal request includes funds added on the same day, the request will be declined.
If you have pledged securities as collateral or are using margin for open carry-forward positions, a portion of your cash balance may be reserved to meet margin requirements.
As a result, your Withdrawable Amount may be lower than your available balance.
Your withdrawal request may be rejected if:
Verify your bank account details before placing another withdrawal request.
Your available balance may change after you submit a withdrawal request if you:
If your Withdrawable Amount changes after the end-of-day settlement, the withdrawal will be processed based on the clear balance available. If the available clear balance becomes lower than the amount requested, only the eligible amount will be processed for withdrawal.
In rare cases, a withdrawal request may be rejected because of:
Check the withdrawal status and your available Withdrawable Amount before submitting another request.
Suppose you have an Available Amount of ₹10,000 in your trading account. During the trading day, you incur a loss of ₹5,000.
After the loss, your Withdrawable Amount is updated to ₹5,000, and you submit a withdrawal request for the entire ₹5,000.
During the end-of-day settlement, applicable charges such as brokerage, statutory levies, and other trading charges amount to ₹200.
| Particulars | Amount |
|---|---|
| Withdrawable Amount at the time of placing the request | ₹5,000 |
| Applicable trading charges | ₹200 |
| Final clear balance available for withdrawal | ₹4,800 |
Important: The withdrawal amount is not guaranteed based on the amount requested when you place the withdrawal request. After the end-of-day settlement, your account is adjusted for trading profits or losses, brokerage, statutory charges, and other applicable deductions. Whatever the clear balance available after these adjustments, only that amount will be processed for withdrawal.
| Scenario | Solution |
|---|---|
| You tried to withdraw funds added on the same day. | Wait until the next trading day before placing another withdrawal request. |
| Your bank account details are incorrect. | Update your registered bank account details and submit a new withdrawal request after the update is completed. |
| Your registered bank account is inactive, blocked, or restricted. | Contact your bank to resolve the issue before placing another withdrawal request. |
| You have pledged securities or are using margin. | Check your available cash balance after accounting for collateral and margin requirements. |
| You incurred trading losses or charges after placing the withdrawal request. | The withdrawal will be processed only for the final clear balance available after end-of-day settlement. |
| The withdrawal request was declined because of a technical error. | Check the request status and try again after confirming that your Withdrawable Amount is sufficient. |
Last updated: 17 Jul 2025