Which income proofs are acceptable for account opening or bank verification?

Which Income Proofs Are Acceptable for Account Opening or Bank Verification?

We require income proof as part of account opening and bank verification in certain scenarios. If you're unable to submit a 6-month bank statement, alternate documents are accepted. Here’s a complete list of valid options and how to avoid processing delays.

Acceptable documents for income verification

You can submit any one of the following documents:

  • 6-month bank statement
    A recent statement from your primary bank account that reflects at least six months of transaction history.
  • Income Tax Return (ITR)
    A copy of your most recently filed income tax return with the Income Tax Department.
  • Holdings statement from a Demat account
    If you hold securities with any broker, you may submit a recent holdings statement showing your active investments.
If you're uploading a password-protected PDF, include the password along with your submission to ensure the document is reviewed without delay.

What if…

ScenarioSolution
You don’t have a 6-month-old bank accountSubmit your ITR or latest Demat holdings statement instead
Your bank account shows minimal transaction historyUse your ITR or holdings as alternate income proof
You maintain multiple Demat accountsSubmit a holdings statement from any one active account

Last updated: 26 Dec 2025