What is the minimum and maximum amount I can invest in Bonds via FYERS, and can I use my trading account balance?
At FYERS, investors can participate in a wide range of bonds including Corporate Bonds, Government Securities (G-Secs), Treasury Bills (T-Bills), State Development Loans (SDLs), and Sovereign Gold Bonds (SGBs). Each category has different minimum and maximum investment rules defined by RBI or the bond issuer.
Corporate Bonds
- Minimum investment: ₹10,000 (standard entry amount)
- Maximum investment: No fixed upper limit. However, certain NCDs may specify caps such as ₹2 lakhs or ₹5 lakhs in their prospectus.
- Payment mode: Only via UPI for primary market applications (Debt IPOs). Trading account balance cannot be used.
G-Secs, T-Bills, and SDLs
- Minimum investment: ₹10,000
- Multiples: Investments must be in multiples of ₹10,000
- Maximum investment: No fixed limit; depends on auction allotment
- Settlement: Primary market allotments usually reflect in Demat on T+2 or T+3 days after RBI auction
Sovereign Gold Bonds (SGBs)
- Minimum investment: 1 gram of gold
Maximum investment:
- Individuals & HUFs: 4 kg per fiscal year
- Trusts & entities: 20 kg per fiscal year
- PAN-wise enforcement: The limit applies PAN-wise across all brokers and platforms (primary + secondary)
What if...
| Scenario | Resolution |
|---|
| You apply below ₹10,000 | Your application will be rejected, as ₹10,000 is the RBI-mandated minimum. |
| You try to use FYERS trading account balance in a Debt IPO | Not permitted. Payment must be made via UPI linked to your bank account. |
| You want to invest small amounts monthly in bonds | Consider recurring participation in upcoming Debt IPOs or staggered SGB purchases. |
| You’re unsure about charges and timings | Refer to this article for detailed charges and cut-off timings. |
| Your secondary market order is not executing | Liquidity in bonds can be lower than equities. Use limit orders and check bid-ask spreads. |
Important: Always review the bond’s face value, lot size, and PAN-wise limits before applying. Primary allotments reflect in Demat on settlement day; secondary market trades depend on liquidity.
Tip: Staggered investments across issues can help manage liquidity and price risks, especially in volatile markets.
Last updated: 30 Sep 2025
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