What Happens If There Are Insufficient Funds on the Mandate Debit Day?

What Happens if There Are Insufficient Funds on the Scheduled Debit Day?

If your bank account does not have enough balance on the scheduled auto-debit day, the UPI mandate will not be retried by FYERS. Instead, the debit is automatically skipped for that day, and no funds are transferred.

What You Should Know

  • FYERS does not retry failed mandate debits due to insufficient funds.
  • The mandate remains active, but that day's debit is skipped.
  • Debits are usually triggered between 8:00 AM and 9:00 AM on the scheduled date.
  • Ensure your bank account is funded before this time to avoid issues.
  • If you no longer need the mandate, consider cancelling it manually. For the process, refer to this article.
Mandates that fail due to insufficient funds are not automatically cancelled — only the specific debit attempt is skipped.

What if…

ScenarioWhat you can do
You forgot to fund your account in timeWait for the next scheduled cycle or transfer funds manually via UPI.
You want to retry the same missed debitNot possible. You must wait for the next scheduled debit or make a one-time transfer.
This happens frequentlyCancel the mandate to avoid repeated skips or failed alerts.
You're unsure if the debit failedCheck your bank balance and transaction history. You will not receive a retry alert.
You no longer want the mandateRefer to this article to cancel it manually.

Last updated: 19 Aug 2025