What Happens if There Are Insufficient Funds on the Scheduled Debit Day?
If your bank account does not have enough balance on the scheduled auto-debit day, the UPI mandate will not be retried by FYERS. Instead, the debit is automatically skipped for that day, and no funds are transferred.
What You Should Know
- FYERS does not retry failed mandate debits due to insufficient funds.
- The mandate remains active, but that day's debit is skipped.
- Debits are usually triggered between 8:00 AM and 9:00 AM on the scheduled date.
- Ensure your bank account is funded before this time to avoid issues.
- If you no longer need the mandate, consider cancelling it manually. For the process, refer to this article.
Mandates that fail due to insufficient funds are not automatically cancelled — only the specific debit attempt is skipped.
What if…?
| Scenario | What you can do |
|---|
| You forgot to fund your account in time | Wait for the next scheduled cycle or transfer funds manually via UPI. |
| You want to retry the same missed debit | Not possible. You must wait for the next scheduled debit or make a one-time transfer. |
| This happens frequently | Cancel the mandate to avoid repeated skips or failed alerts. |
| You're unsure if the debit failed | Check your bank balance and transaction history. You will not receive a retry alert. |
| You no longer want the mandate | Refer to this article to cancel it manually.
|
Last updated: 19 Aug 2025
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