What are the tax implications of gifting shares?

What are the tax implications of gifting shares?

Gifting shares means transferring securities from one Demat account to another without receiving payment in return. While the transfer may be simple operationally, both the sender and the receiver should understand the tax treatment and maintain proper documentation.

FYERS does not provide tax advice. Users should consult a qualified tax advisor or chartered accountant for guidance on income tax reporting and capital gains computation.

Tax rules for the sender

In most cases, the person gifting the shares does not have to pay capital gains tax at the time of gifting.

Under Section 47 of the Income Tax Act, transfer of a capital asset by way of gift is generally not treated as a taxable transfer for capital gains purposes. However, this provision has specific exceptions, including certain shares, debentures, or warrants allotted under employee stock option plans.

Tax rules for the receiver

The receiver's taxability depends on the relationship with the sender and the fair market value of the shares received.

Under Section 56(2)(x), specified movable property such as shares and securities received without consideration may become taxable if the aggregate fair market value exceeds ₹50,000 in a financial year.

If taxable, the value is generally treated as Income from Other Sources and taxed as per the receiver's applicable income tax slab.

Exempt cases for gifted shares

Gifted shares are generally exempt from tax in the receiver's hands when they are received:

  • From specified relatives
  • On the occasion of marriage
  • Through inheritance or under a will
  • In contemplation of death, where applicable

These exemptions apply only when the transaction satisfies the relevant conditions under the Income Tax Act.

Sale of gifted shares by the receiver

Capital gains tax may apply when the receiver later sells the gifted shares.

For capital gains computation, the cost of acquisition is generally considered to be the original purchase cost of the previous owner. Section 49 states that where a capital asset becomes the property of the taxpayer under a gift or will, the cost is deemed to be the cost at which the previous owner acquired it.

The holding period may also include the period for which the previous owner held the shares. Based on the applicable holding period, the gains may be classified as:

  • Short-Term Capital Gains, or STCG
  • Long-Term Capital Gains, or LTCG

Section 2 also provides that where a capital asset becomes the taxpayer’s property in circumstances covered under Section 49(1), the period for which the asset was held by the previous owner is included.

Records to be maintained

To avoid issues during tax filing or future scrutiny, both the sender and receiver should maintain:

  • Gift deed or gift declaration
  • Demat transaction statement
  • Proof of relationship, if claiming exemption
  • Original purchase date and cost of acquisition
  • Tax computation or supporting note used while filing returns

Transfer value and tax calculation

For reporting purposes on FYERS platforms, transferred shares may reflect the market price on the date of transfer as the transaction value.

However, for income tax computation, users should verify the correct acquisition cost, holding period, exemption eligibility, and applicable tax treatment separately.

What if?

ScenarioSolution
What if I gift shares to a specified relative?Gifted shares are generally exempt from tax in the receiver’s hands if the relationship qualifies under the relevant conditions of the Income Tax Act.
What if the fair market value of gifted shares exceeds ₹50,000?If the gift is not covered under an exemption, the value may be taxable as Income from Other Sources in the receiver’s hands.
What if I sell shares received as a gift?Capital gains tax may apply when you sell the gifted shares. The original owner’s acquisition cost and holding period may be considered for tax calculation.
What if FYERS shows a transfer value for gifted shares?The transfer value shown on FYERS platforms may reflect the market price on the date of transfer for reporting purposes. Users should separately verify the tax treatment with a qualified tax advisor.
What if I am unsure about the tax treatment?Consult a qualified tax advisor or chartered accountant before filing your income tax return.

Last updated: 22 May 2026

    • Related Articles

    • What are the timings and charges for gifting stocks on FYERS?

      When you gift securities on FYERS, you need to follow the applicable gifting timings and complete the CDSL authorisation process. FYERS does not charge a platform fee for security gifting, but standard DP charges apply for each stock or ISIN ...
    • What is the Tax P&L Report?

      The Tax Profit & Loss (P&L) Report is a financial-year summary of the profits and losses generated from your trades across segments such as Equity, Futures & Options (F&O), Currency, Commodities, and other supported instruments. This report helps you ...
    • How does the Tax P&L Report help with income tax filing?

      The Tax P&L Report simplifies your income tax filing by providing a structured summary of your trading activity for the selected financial year. It consolidates profits, losses, and applicable charges in one place to support accurate and organised ...
    • How are bonus shares adjusted in my FYERS holdings?

      How do bonus shares reflect in FYERS holdings? When a company announces a bonus issue (for example, 1:1 or 1:2), eligible shareholders receive additional shares at no extra cost. Once processed by the depository, the bonus shares are credited to your ...
    • What types of profits and losses are detailed in the Tax P&L Report?

      The Tax P&L Report provides a structured classification of your realised profits, losses, and turnover for the selected financial year. It organises trading results by tax treatment and segment type to help you review performance and support accurate ...