How to Invest in Government and Corporate Bonds (Primary & Secondary)?

How to Invest in Government and Corporate Bonds (Primary & Secondary)?

How to invest in Government and Corporate Bonds on FYERS (Primary & Secondary)

You can invest in Government bonds (G-Secs, T-Bills, SDLs, SGBs) and Corporate bonds/NCDs on FYERS via primary issues (fresh auctions/public issues) and the secondary market (listed debt on NSE/BSE). This guide explains where you can apply or trade, payment methods, settlement basics, and how to track your applications and holdings.

What you can buy on FYERS 

  • Government bonds: G-Secs (central government securities), T-Bills (treasury bills), SDLs (state development loans), SGBs (Sovereign Gold Bonds)
  • Corporate bonds / NCDs
Note: Availability depends on active tranches (primary) and exchange listings/liquidity (secondary).

How to invest – Primary Market

A) Corporate Bonds / NCDs – Primary (Public Issue)

Where to apply: FYERS IPO portal (Debt-IPO)

  1. Log in to the FYERS IPO PortalDebt-IPO.
  2. Choose the active Corporate Bond/NCD issue and the required series.
  3. Enter quantity/lot(s) and your UPI ID.
  4. Approve the UPI mandate in your bank app within the time window.
  5. Track your application under View Orders on the IPO portal.
  6. If allotted, bonds are credited to your demat after allotment.
Important: Payment is via UPI from your bank account. Funds in your FYERS trading account cannot be used for primary NCD applications.

B) G-Secs, T-Bills, SDLs – Primary (RBI auctions)

Where to apply: FYERS Debt Market portal (RBI auctions)

  1. Log in to the FYERS Debt Portal.
  2. Select the live RBI auction (G-Sec/T-Bill/SDL).
  3. Enter the required bid/quantity as per the auction format.
  4. Ensure sufficient funds/margin as required for submission.
  5. Post settlement, allotted securities are credited to your demat and visible in holdings.
Important: Applications shown as In Process can be modified; once submitted to the exchange/depository, changes are not allowed.

C) Sovereign Gold Bonds (SGBs) – Primary (Fresh tranche)

Where to apply: FYERS SGB portal (when tranche is open)

  1. Open the FYERS SGB Portal during an active tranche.
  2. Select the tranche, enter grams, and confirm details.
  3. Ensure sufficient funds as per the supported payment method.
  4. After RBI confirmation, SGB units are credited to your demat.
Eligibility: As per RBI rules. Corporate/non-individual trading accounts may not be eligible for SGB allotment.

How to invest – Secondary Market (Listed Bonds)

You can buy/sell listed Corporate bonds/NCDs, G-Secs, SDLs, T-Bills (when listed), and SGBs in the exchange debt segment.

FYERS Web

  1. Log in to FYERS Web.
  2. Search by symbol/name/ISIN (e.g., “SGBAPR28I”, “GS2028”, or the ISIN).
  3. Open the scrip and place an order (limit orders are recommended for low-liquidity debt).
  4. Track under Orders / Trades and view in Holdings after settlement.

FYERS App

  1. Open the FYERS App and go to Search/Watchlist.
  2. Find the bond by name/symbol/ISIN.
  3. Tap Buy/Sell, set price & quantity, and confirm.
  4. Track in Orders; view in Holdings post-settlement.
Tip: Liquidity can be limited; check market depth and prefer limit orders. Quotes may show clean price; the payable amount includes accrued interest (dirty price) where applicable.

Tracking, statements, and where holdings appear

  • Primary applications: Track in the respective FYERS portals (IPO / Debt / SGB) under View Orders/Applications until allotment.
  • Post-allotment & Secondary buys: Securities appear in Holdings (Web/App) after settlement.
  • Contract notes & ledger: Show traded price, accrued interest (if applicable), statutory charges, and net consideration.

Charges, taxes & cut-off timings

Note: Charges, taxes, and application cut-off timings can vary by instrument and route. For the latest information, refer to this article.

Troubleshooting

  • UPI mandate not received/expired (Primary NCD): Verify UPI ID and bank app notifications; re-initiate before cut-off.
  • Application shows “In Process” (RBI auction): You can modify while it’s In Process; once submitted to the exchange/depository, modifications aren’t allowed.
  • No allotment/partial allotment: Unblocked funds should reflect in your bank; if not, check with your bank and FYERS Support.
  • Secondary order rejected: Check symbol, segment, price band, lot size, and available funds/limits.
  • Coupons not received: Verify record date and demat details; coupon credits are processed by the issuer/registrar via depository records.

What if…

ScenarioResolution
You want to know more about bond typesRead this article.
You need to cancel or modify a bond applicationSee this article for instructions.
You want to check charges & cut-off timingsRefer to this article.
You want to check SGB eligibilityReview eligibility in this guide.
You missed the SGB subscription windowYou can buy SGBs on the secondary market or wait for the next RBI tranche.
You applied for SGBs but don’t see allotmentConfirm fund block and demat details. Contact FYERS Support if needed.


Updated on:  07 Nov 2025


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