How can I create and track an STP?

How Can I Create and Track an STP?

A Systematic Transfer Plan (STP) lets you periodically transfer a fixed amount or units from one mutual fund (source fund) to another (target fund). STPs are created using your existing mutual fund holdings and help you systematically move investments between funds.

How STP works

  • STP can be created only from existing mutual fund holdings.
  • Transfers can be set using amount or units.
  • You must select both a source fund and a target fund.
  • STP frequency can be Weekly, Monthly, or Yearly.
  • Each scheduled STP transfer is processed as:
    • a redemption from the source fund, and
    • a purchase into the target fund.
  • DP charges of ₹12.50 + 18% GST are levied on each scheduled transfer.

Steps to create an STP

On FYERS App

  • Open the FYERS App.
  • Go to Portfolio → Holdings → Mutual Funds.
  • Select the mutual fund holding you want to transfer from.
  • Tap STP.
  • Enter the transfer amount or units, select the frequency, start date, and target fund.
  • Review the details (including DP charges) and tap Start STP.

On FYERS Web

  • Log in to FYERS Web.
  • Go to Portfolio → Holdings → Mutual Funds.
  • Select the mutual fund holding you want to transfer from.
  • Click STP.
  • Enter the transfer amount or units, select the frequency, start date, and target fund.
  • Review the details (including DP charges) and click Start STP.

Steps to track an STP

On FYERS App

  • Open the FYERS App.
  • Tap Orders from the bottom navigation bar.
  • Select Mutual Funds → STP.
  • Tap an STP to view:
    • Source and target funds
    • Completed transfers
    • Upcoming transfer date
    • Transfer amount or units
    • Transfer timeline

On FYERS Web

  • Log in to FYERS Web.
  • Go to Orders → Mutual Funds → STP.
  • Click an STP to view:
    • Source and target funds
    • Completed transfers
    • Upcoming transfer date
    • Transfer amount or units
    • Transfer timeline
DP charges of ₹12.50 + 18% GST are deducted for every STP transfer, irrespective of the transfer frequency or amount.

What if…

ScenarioOutcome
I do not have mutual fund holdingsSTP cannot be created without existing units.
I do not select a target fundSTP creation cannot be completed.
Units are insufficient in the source fundThe scheduled transfer may fail.
Exit load applies on the source fundExit load is deducted during each STP transfer, if applicable.
I want to check past transfersCompleted transfers are visible in the STP timeline.

Last updated: 09 Jan 2026

    • Related Articles

    • How Can I Create and Track an SIP on FYERS?

      A Systematic Investment Plan (SIP) is a way to invest a fixed amount in a mutual fund at regular intervals, usually monthly. SIPs help investors invest in a disciplined manner over time and reduce the impact of short-term market movements. On FYERS, ...
    • How Many Alerts Can I Create on FYERS?

      You can create multiple price alerts on FYERS to track different symbols and price levels. There is a fixed upper limit on how many alerts you can maintain at any time. Alert limit on FYERS You can create up to 500 alerts in total on FYERS. This ...
    • How to Create a Watchlist in FYERS Next?

      At FYERS, you can create customised watchlists in FYERS Next to organise and track your preferred instruments in one place. Whether you follow equities, F and O, commodities, or indices, creating a personalised watchlist helps you monitor markets ...
    • How to create and manage price alerts in FYERS?

      Price alerts notify you when a symbol reaches a target you set. You can create alerts on the FYERS App and on the FYERS Web. The App form lets you base an alert on Last traded price (LTP) with either an absolute Price or a % of LTP. On Web, you ...
    • How to create and manage watchlists on FYERS?

      Watchlists in FYERS let you group and track instruments—stocks, indices, ETFs, commodities, and derivatives—in one place. You can create multiple lists and then add, pin, reorder, rename, export, or delete symbols and entire lists. This guide covers ...