Why is the Money Added Using UPI Not Reflecting in My Trading Account?
If you’ve transferred money via UPI and it hasn’t reflected in your FYERS trading account, don’t worry—this is typically caused by delays in processing or reconciliation. These issues can arise from your bank, the payment gateway, or syncing lags between systems.
Expected credit timelines
| Transfer Mode | Expected Credit Time |
|---|
| UPI (via Instant Gateway) | Instantly or within a few minutes |
| IMPS | Within 10–30 minutes |
| NEFT / RTGS | Within 2–4 hours |
If you’ve used FYERS’ UPI-based Instant Payment Gateway, funds should appear immediately. For other UPI transfers, some delay is possible based on your bank’s response time.
What to do if funds are not reflected
- Wait for the standard processing time listed above.
If funds are still not showing:
- Take a screenshot of your bank debit confirmation.
Ensure the image shows:
- Amount
- Date and time
- Bank account number
- UPI reference or transaction ID
- Email it to [email protected] with a brief explanation.
The FYERS team will work with the payment gateway and your bank to trace and credit the amount.
If the transaction has failed but funds are debited, banks may auto-reverse the payment within 24 hours. Sending your debit proof speeds up resolution.
What if…
| Scenario | What you can do |
|---|
| Payment succeeded but funds are not visible | Email your bank debit proof to [email protected] for investigation. |
| You used an unregistered bank account for UPI | Transfers from unlinked accounts are not accepted and may be auto-rejected. |
| There’s been no update for over 1 day | Contact our support with your UPI reference ID and proof of debit. |
For faster and more reliable fund credit, use the FYERS Instant Payment Gateway with UPI from a registered bank account.
Last updated: 21 Aug 2025
Related Articles
Can I Transfer Money Using UPI to My Trading Account?
Yes, FYERS supports UPI fund transfers to your trading account. It is a widely used and real-time payment method available across FYERS platforms. UPI transactions must be made from your registered bank account only. UPI Fund Transfers at FYERS UPI ...
Why Aren’t My Recently Added Funds Reflecting in My Trading Account Ledger?
If your funds aren’t showing in your FYERS trading account ledger right away, don’t worry—this is usually a temporary delay depending on your payment method and when the transaction was made. Your ledger should auto-update by the end of the same ...
How Can I Deposit Funds Into My FYERS Trading Account Using NEFT, RTGS or IMPS?
You can deposit funds into your FYERS trading account using traditional banking channels such as NEFT, RTGS, and IMPS by logging into your bank’s portal and initiating a transfer to FYERS’ virtual account. These methods are secure and commonly used ...
I want to practice trading without risking real money. How can I do it?
You can use the Paper Trading feature — it was specifically designed to execute simulated trades without having to risk real money. To practice trading using Paper Trading, first open a chart, and then open the Trading Panel and select Paper Trading. ...
Can I Fund My Trading Account Using a Debit or Credit Card?
No, FYERS does not support funding your trading account through debit or credit cards. As per SEBI regulations, all transfers must be made through approved banking channels linked to your registered bank account. This ensures traceability, security, ...