Why is the money added using UPI not reflecting in my trading account?

Why is the Money Added Using UPI Not Reflecting in My Trading Account?

Funds added to your FYERS trading account through UPI generally reflect instantly or within a few minutes. In some cases, the credit may be delayed due to processing or reconciliation between the bank and payment gateway.

Expected credit timelines

Transfer modeExpected credit time
UPI (via Instant Gateway)Instantly or within a few minutes
NEFT/RTGS/IMPSMay take 2 hours or more
NEFT/RTGS/IMPS after adding the FYERS bank account as a beneficiaryGenerally by the next trading day after reconciliation

If you have used FYERS' UPI-based Instant Payment Gateway, the funds should generally reflect immediately or within a few minutes.

For NEFT, RTGS, or IMPS transfers, funds may take 2 hours or more to reflect. If you transferred funds after adding the FYERS bank account as a beneficiary, the amount is generally credited by the next trading day after reconciliation.

What to do if funds are not reflected

If your UPI transaction was successful but the funds have not been credited:

  1. Wait a few minutes and check your FYERS trading account again.
  2. If the funds are still not reflected after the expected time, keep your bank debit confirmation ready.
  3. Ensure the debit proof contains the relevant transaction details, such as:
    • Amount
    • Date and time
    • Bank account details
    • UPI reference or transaction ID
  4. Contact FYERS Support with the transaction details and proof of debit for further assistance.
Important: Always transfer funds from the bank account registered with FYERS. Transfers made from an unregistered bank account will be reversed to the same bank account.

What if...

ScenarioSolution
UPI payment was successful, but the funds are not visibleWait a few minutes and check again. If the funds are still not credited after the expected time, contact FYERS Support.
NEFT/RTGS/IMPS transfer is not reflectingThese transfers may take 2 hours or more to reflect in your FYERS account.
Funds were transferred after adding the FYERS bank account as a beneficiaryThe funds are generally credited by the next trading day after reconciliation. If they are still not credited, contact FYERS Support.
Funds were transferred from an unregistered bank accountThe transfer will be reversed to the same bank account. If the reversal is delayed beyond the expected timeframe, contact FYERS Support.

Last updated: 22 Sep 2026