When can I access the funds after settling my trades and selling shares?

When Can I Access the Funds After Settling My Trades and Selling Shares?

When you sell stocks or close open positions on FYERS, the proceeds aren’t immediately eligible for withdrawal. The funds become withdrawable only after the T+1 settlement cycle, which is one trading day after the transaction date.

Understanding settlement timing

Action takenWhen funds become withdrawable
Sell equities todayFunds withdrawable on the next trading day (T+1)
Close derivative positionFunds withdrawable on T+1 day

Example

You have ₹5,000 in your trading account and ₹5,000 worth of shares. If you sell all your holdings on Tuesday, your Available Balance will become ₹10,000, while your Withdrawable Amount will remain ₹5,000. The ₹5,000 from the equity sale will become available for withdrawal on Wednesday (T+1) after settlement.

  • You sees ₹10,000 as his Available Balance, but the Withdrawable Amount still shows ₹5,000.
  • This is because the ₹5,000 from the equity sale will only be available for withdrawal on Wednesday (T+1).
Before withdrawing, always check the Withdrawable Amount to know how much is actually ready for transfer. 

For instructions on how to withdraw funds, refer to this article.

What if…

ScenarioSolution
You sold shares today but cannot withdraw the sale proceeds.Wait until the T+1 settlement is completed. The funds will become withdrawable on the next trading day.
Your Withdrawable Amount is not updated even after T+1.Contact us Check whether the trading holiday has affected the settlement. If the amount is still not updated, contact FYERS Support with the trade date and transaction details.

Last updated: 17 Jul 2026