What is the investment limit for NRIs in India?
NRIs are permitted to invest substantial amounts across a wide range of asset classes in India. There is no fixed upper cap on how much they can invest, provided they comply with applicable Foreign Exchange Management Act (FEMA) regulations and channel funds through permitted accounts.
Investment scope for NRIs
Restrictions to note
These restrictions ensure alignment with FEMA regulations that prevent access to certain tax-exempt schemes designed specifically for resident Indians.
What if...
| Scenario | What you should know |
|---|
| You held a PPF account before becoming an NRI | You may continue holding it but cannot extend or contribute further |
| You wish to repatriate profits | Funds must originate from an NRE account or follow RBI repatriation rules for NRO income |
| You want to invest in IPOs as an NRI | Apply through the FYERS platform using your NRO account and UPI for Debt IPOs or equity offerings |
To track investment avenues approved under the Portfolio Investment Scheme (PIS), consult the RBI’s updated circulars or contact us for guidance on NRI-compliant instruments. Last updated: 23 Jun 2025
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