What Happens If I Miss the Interest Payments for Using MTF?
Using Margin Trading Facility (MTF) requires timely interest payments on the borrowed amount. If you miss an interest payment, your MTF access will be temporarily paused until dues are cleared. There’s no penalty blacklist or permanent block for missing a payment.
For details on how interest is calculated, refer to this article.
What to Expect If You Miss an Interest Payment
- Temporary Suspension:
Your ability to trade using MTF will be paused until the pending interest is cleared. - No Blacklisting:
Missing a payment doesn’t permanently disqualify you from using MTF. Access resumes once dues are settled. - Account Status:
You’ll continue to have access to your holdings and account details, but new MTF orders cannot be placed until the payment is made.
Important: Clear your MTF interest dues promptly to avoid suspension of new trades and disruption in your trading strategy.
What If...
| Scenario | What You Can Do |
|---|
| Interest payment missed by mistake | Clear the pending amount and your MTF access will be reactivated shortly. |
| Not sure why MTF access is paused | Check your MTF interest summary in your account. If still unclear, contact our support team. |
| Need help with payment or dues | Reach out to our support team for assistance. |
To understand when interest is charged versus when it’s deducted from your ledger, refer to this article.
Last updated: 02 Sep 2025
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