What does additional lumpsum mean in mutual fund investment

What does 'additional lumpsum' mean in mutual fund investment?

If you've already made a one-time (lumpsum) investment in a mutual fund and later decide to add more money to the same scheme, that subsequent investment is called an additional lumpsum. It lets you top up your holdings without starting a new folio or investment cycle.

What is the difference between lumpsum and additional lumpsum?

  • Lumpsum investment: A first-time, one-time investment made into a mutual fund scheme. This usually requires a higher minimum amount (e.g., ₹5,000).
  • Additional lumpsum: Any further one-time investment into the same mutual fund scheme where you've already invested. The minimum investment required is usually lower (e.g., ₹1,000).

This option is ideal if you want to reinvest in a scheme you already trust, without committing to a recurring SIP.

Example

Suppose you invest ₹5,000 in the Canara Robeco Small Cap Fund - Direct Plan - Growth Option, meeting the fund’s minimum lumpsum investment requirement. If, after a few days, you decide to invest ₹1,000 more in the same scheme, this would be classified as an additional lumpsum.

What if?

ScenarioExplanation
You try to make an additional investment below the scheme's minimumThe platform will show an error. Check the fund’s factsheet or summary for the correct minimum amount.
You switch to a different mutual fundIt won’t count as an additional lumpsum. A new lumpsum or SIP setup will be required.
You already have an active SIPYou can still make an additional lumpsum in the same scheme anytime. Both can coexist.
You want to track all your additional investmentsYou can view them under your FYERS Mutual fund portfolio details. Each entry is timestamped and unitised separately.
Minimum investment requirements vary across mutual fund schemes. Always check the fund details in FYERS before making additional investments.

Last updated: 11 Jun 2025

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