What are stock market indices and how do they work?

What are stock market indices and how do they work?

A stock market index groups selected stocks into one number so you can see the market’s direction quickly. Instead of tracking many shares, one index shows whether that part of the market is generally going up or down.

What is a stock market index?

An index measures the combined performance of a set of companies. When the prices of the companies in the index change, the index value also changes. It is a simple snapshot of the market or a specific slice of the market (like large companies or a single sector).

Examples in India

  • S&P BSE Sensex (30 stocks): Large, established companies listed on BSE.
  • NSE Nifty 50 (50 stocks): Broad mix of big companies listed on NSE.
  • Sector/segment indices: e.g., Nifty Bank, Nifty Midcap, Nifty IT, Nifty Realty—each tracks a specific area of the market.

How are indices built?

Index providers follow simple ground rules so the index stays representative:

  1. Pick the universe: Choose companies that meet basic rules such as size and trading activity.
  2. Select the members: Pick stocks that best represent the market segment (for example, large caps or a sector).
  3. Decide the weights: Most Indian indices use free-float market cap—bigger companies get higher weight.
  4. Review regularly: Add or remove stocks on a fixed schedule so the index stays up to date.

How is the index value calculated?

For most Indian indices, the value comes from the total free-float market value of all member companies divided by a number called the divisor. The divisor is adjusted for events like stock splits and bonuses so the index doesn’t jump or drop just because the share count changed.

Why do investors use indices?

  • Quick market view: See market direction at a glance.
  • Benchmarking: Compare your portfolio with a suitable index.
  • Passive investing: Index funds and ETFs aim to mirror index returns.
  • Hedging & trading: Use index futures and options to manage risk or take a market view.

Tip: Match the index to your goal—choose large‑cap, mid‑cap, or sector indices accordingly.

Common questions

If one stock rises a lot, will the index soar?
Not always. It depends on the stock’s weight and how other stocks are doing.

Do corporate actions (splits/bonus) move the index?
These are adjusted through the divisor so the index stays smooth. Only real price/value changes should move it.

Are all indices the same?
No. Each index has its own rules and purpose. Pick the one that fits your comparison or investment.

What if…

ScenarioOutcome
Many heavy-weight stocks rise togetherIndex usually rises strongly
A small-weight stock doublesLimited effect on the index
A sector faces a sudden shockSector index falls; broad index impact depends on that sector’s total weight
A stock is added or removed in a reviewWeights are recalculated; index funds/ETFs rebalance to follow
A stock splits 1:1Divisor is adjusted; the index stays continuous


Last updated: 08 Nov 2025

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