What are G-Secs or Government Securities?
Government Securities, commonly known as G-Secs, are debt instruments issued by the Reserve Bank of India (RBI) on behalf of the Government of India. They serve as a means for the government to borrow money for developmental and financial requirements.
Key features of G-Secs
- Issuer: Government of India via RBI
- Tenure: Ranges from 1 year to 40 years
- Risk level: Very low (sovereign-backed)
- Returns: Regular fixed interest (coupon) and repayment of principal at maturity
G-Secs are ideal for investors seeking steady returns over a longer horizon without exposure to credit risk. They are tradable in the secondary market and can be held until maturity.
What if...
Scenario | Resolution |
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You’re looking for regular income | G-Secs pay interest at regular intervals (typically half-yearly). |
You want to exit early | You can sell them on the secondary market, subject to price movements. |
Longer-term G-Secs offer higher coupon rates. Use FYERS' Debt Market portal to compare maturity and yield options before investing. Last updated: 26 Jun 2025
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