How to Analyse Mutual Fund Scheme Details on FYERS
How to analyse a Mutual Fund on FYERS?
At FYERS, we've enhanced the Mutual Fund Scheme Details page to help you evaluate a fund beyond its past returns. You can analyse its performance, portfolio allocation, stock and sector exposure, investment activity, and fund management information in one place.
Following are the details you can analyse on the Mutual Fund Scheme Details page
Consider Parag Parikh Flexi Cap Fund Direct-Growth as an example. Suppose you're evaluating this scheme for a long-term investment and want to understand its returns, investment strategy, portfolio changes, and costs before investing.
1. Overview
This tab helps you evaluate the fund's performance and compare it with other funds in the same category.
NAV (₹89.28): Net Asset Value represents the value of one unit of the fund. You can track its movement through the historical chart and select different time periods.
3Y Returns (12.69% CAGR): Shows the fund's annualised growth rate over three years. CAGR stands for Compound Annual Growth Rate.
Fund Size (₹1,45,070.00 Cr): Indicates the total assets managed under the scheme.
Total Expense Ratio (0.69%): Represents the fund's annual operating expenses as a percentage of its assets.
Returns & Ranking: Compare Fund Return, Category Average, and Rank Within Category across different periods using Annual and Absolute views.
Other Funds in This Category: Compare the fund's returns with those of other schemes in the same category.
Example: Suppose you're comparing Parag Parikh Flexi Cap Fund Direct-Growth with other flexi cap funds.
Its 3-year CAGR (12.69%) is higher than the Category Average (11.06%), with a Rank Within Category (20/52), meaning it ranks 20th among 52 schemes for that period.
However, its 1-year Return (-6.78%) is below the Category Average (-5.05%).
This shows that while the fund has outperformed its category average over three years, it has underperformed over the past year. Reviewing both periods gives you a more balanced view of its historical performance.
2. Holdings
This tab helps you understand where the fund invests, how concentrated its portfolio is, and how its investments have changed between reporting periods.
Portfolio Allocation: Shows the distribution across Equity (83.05%), Debt (4.95%), and Others (12.00%).
Market Cap Allocation: Shows exposure to Large Cap (34.58%), Mid Cap (5.61%), Small Cap (11.21%), and Others (48.60%).
Top 10 Holdings (51.21%): Indicates the combined portfolio exposure of the fund's 10 largest stock holdings.
Top 10 Sectors (78.23%): Shows the combined exposure of the 10 largest sectors.
What the Fund Bought and Sold: Summarises holdings where exposure increased or decreased, new holdings, and complete exits.
Holdings Where Exposure Increased/Decreased: Shows the Month-on-Month (MoM) change and portfolio exposure for individual stocks.
Complete Exits From The Portfolio: Identifies stocks that were fully removed from the portfolio.
Sector Exposure Changes: Shows sectors where the fund increased or reduced its allocation.
Example: Suppose you want to understand whether the fund's investments are concentrated in a few companies.
The Top 10 Holdings (51.21%) tells you that over half of the fund's portfolio is invested in its 10 largest stock holdings. HDFC Bank Limited alone accounts for 7.75% of the portfolio.
Now, consider how the portfolio changed between 31 Aug 2026 and 30 Sep 2026:
Holdings Increased (20): The fund increased exposure to 20 stocks.
Holdings Reduced (31): Exposure decreased in 31 stocks.
New Holdings (0): No new stocks were introduced.
Holdings Exited (1): One stock was completely removed.
Looking deeper, the fund increased Realty exposure by 1.91 percentage points to 8.72%, while Banks exposure declined by 0.42 percentage points to 20.49%.
This helps you understand not only what the fund currently holds but also how the fund manager has adjusted its portfolio over time.
3. About
Scheme Details: Review the Total Expense Ratio (0.69%), Base Expense Ratio (0.53%), Stamp Duty (0.005%), Settlement Cycle (T+2), Minimum Redemption Quantity (0.001), Benchmark (NIFTY 50 - TRI), and Exit Load.
Investment Objective: Explains the fund's objective of generating long-term capital growth through an actively managed portfolio primarily comprising equity and equity-related securities.
Minimum Investment: Displays the requirements for the first investment (₹1,000), subsequent investments (₹1,000), and Systematic Investment Plans (SIPs) (₹1,000).
Tax Implications: Shows the displayed tax treatment for redemptions within and after one year.
Example: Suppose you're planning to invest ₹5,000 every month through an SIP (Systematic Investment Plan).
The scheme's Minimum SIP (₹1,000) confirms that your planned investment meets the minimum requirement.
You can also review the Total Expense Ratio (0.69%) to understand the fund's ongoing expenses and check the Exit Load conditions if you may need to redeem your investment.
These details help you assess whether the scheme's investment requirements and withdrawal conditions align with your financial plans.
Note: Actual tax liability and exit-load applicability depend on prevailing regulations, scheme terms, holding periods, and individual circumstances.
4. Fund Managers
The Fund Manager section within the About tab helps you understand who manages the fund and their responsibilities.
For Rajeev Thakkar, the page displays:
AUM Managed (₹1,60,073.86 Cr): The total Assets Under Management handled by the fund manager.
Schemes Managed (6): The number of schemes managed by him.
Managing This Fund Since (13 May 2013): Shows when he started managing this fund.
Schemes Managed: Displays other schemes under his management and their returns across different periods.
Example: Suppose you want to understand how long Rajeev Thakkar has been associated with Parag Parikh Flexi Cap Fund Direct-Growth.
The Managing This Fund Since (13 May 2013) field shows his tenure with the scheme. You can also review the six schemes managed by him and compare their historical performance.
This provides additional context about the fund manager's experience and the investments under his responsibility.
5. AMC Details
The AMC Details section provides information about the Asset Management Company responsible for the scheme.
For this example, PPFAS Mutual Fund is displayed with:
Funds Managed (17): The number of funds associated with the AMC.
Total AUM (₹1,45,070.50 Cr): The total Assets Under Management displayed for the AMC, as of 30 Sep 2026.
Contact Details: The AMC's address, phone number, and email address for scheme-related enquiries.
This helps you identify the company managing the scheme and access its contact information when required.